FIELD GUIDE / AZION LABS
Know what you can spend before payday
Duelix is a native personal-finance planner for iPhone and iPad, in Arabic and English. It estimates the cash available until payday from the balance, commitments and buffer you enter, and keeps every expense under your review. Version 1.0 has been submitted to the App Store and is awaiting public release.
By AZION LabsUpdated:
Who this is forSalaried people in Saudi Arabia who want a clear daily spending figure without connecting a bank account.
Start from the cash you actually have
Duelix starts from your current balance, then sets aside the commitments due before payday and the buffer you choose to protect. What remains is spread across the days left to give a daily allowance. Future salary is excluded until it arrives, so the estimate never spends money you do not have yet. When the day changes, payday arrives or a bill becomes overdue, the app asks you to review the plan before it calculates affordability again.
Review expenses before they count
Paste a bank message or choose a screenshot, and Duelix suggests a merchant, amount, date and type. Text recognition runs on the device, and nothing enters your history until you approve it. Possible duplicates are flagged, and reconciling with your balance keeps a purchase from being counted twice. Monthly insights reflect only the records you have added, so an incomplete month is labeled as incomplete rather than presented as low spending.
Read Saudi household figures as context
GASTAT’s 2023 Household Income and Consumption Expenditure Survey reports average monthly monetary consumption of SAR 9,426 per household in Saudi Arabia: SAR 13,536 for Saudi households and SAR 5,188 for non-Saudi households. These are arithmetic means for whole households, not personal budgets or targets. Duelix shows them as historical context, calculates comparisons on the device, and compares a completed month only after you confirm it covers the whole household’s consumption.
Source:Household Income and Consumption Expenditure Survey 2023
Workflow
From a balance to a daily allowance
- 01 →
Plan
Enter your balance, payday, bills and buffer.
- 02 →
Review
Approve expenses from messages or screenshots.
- 03 →
Check
See how a purchase affects bills and reserves.
- 04 →
Save
Save the plan and keep an encrypted recovery copy.
Describes the flow in version 1.0. Estimates depend on the figures and records you enter.
Decision guide
What goes into the estimate
| Input | Role in the estimate | What to check |
|---|---|---|
| Balance | Starting cash today | Is the balance date current? |
| Commitments | Set aside before payday | Are all due bills included? |
| Buffer | Protected, never spendable | Does it cover surprises? |
| Future salary | Excluded until received | Is the payday right? |
How Duelix treats each input; not financial advice.
Metrics explained
- Daily allowance
- Cash available until payday divided by the days left.
- Buffer
- An amount you protect from everyday spending.
- Commitment
- A bill or payment due before the next payday.
- Reconciliation
- Matching recorded expenses with a new balance so nothing is counted twice.
Data & charts
How to read these figures
Every chart identifies its period, unit, and source. Published market data describes its stated market; product inventories describe features or catalog entries. Neither is a measurement of customer results.
Average monthly household consumption in Saudi Arabia
Published by GASTAT in the 2023 Household Income and Consumption Expenditure Survey.
SAR per household per month
Scale starts at zero
Arithmetic means of monthly monetary consumption, as published. Not income, medians or personal spending targets, and not Duelix user data.
Source:Household Income and Consumption Expenditure Survey 2023
View the data table
| Category | Value |
|---|---|
| All households | 9,426 |
| Saudi households | 13,536 |
| Non-Saudi households | 5,188 |
Questions, answered
Does Duelix connect to my bank?
No. Version 1.0 has no bank login, automatic SMS access or money movement. You add expenses by pasting a message or choosing a screenshot.
Where is my data kept?
Plans and expenses stay on your device. A saved plan syncs to your private iCloud as an encrypted payload only when you choose, and expense history stays out of that sync.
Can the AI guidance change my plan?
No. Guidance is optional and needs your permission. It explains options using your question and a small budget summary, and never edits or saves a plan.
Is Duelix on the App Store?
Version 1.0 has been submitted and is awaiting public release. Updates are posted on duelix.ai.
References & further reading
- 01Household Income and Consumption Expenditure Survey 2023 ↗
General Authority for Statistics (GASTAT)
Figure 5: average monthly monetary consumption per household. Reused with attribution under the GASTAT use policy; no endorsement of Duelix.
- 02Duelix website and privacy notice ↗
Duelix
Official product site describing features, data handling and support.